opinion

Lucky walls

August 20, 2019

Do not hang a water feature painting carelessly on any wall. So too with art featuring headless bodies or morbid scenes of poverty and darkness! Why? Every wall has a significant meaning in feng shui. It can affect one's health, prosperity and happiness depending on what you decorate or even paint it!      What inspired me to write on this topic was a recent feng shui emergency call from an ardent client who due to aging suddenly had osteoporosis. But beyond that, surprisingly it began to spread down to her feet (both feet in successive days apart) with miniscule fractures to boot in excrutiating painful angst!      So a feng shui health visit check up on her condo revealed two bad feng shui additions on her condo wall decors: a fiery red painting on the the southwest wall which burns her health and adds more metal element to her persona let alone another metal artwork in her northeast wall in the den that triggered the acupuncture like pains with the agony of several crosses in angst so to speak.      So we corrected the wall decors, literally it is feng shui art decor therapy. The metal artwork entitled "kros" by a French artist was changed to a subtle wood carving of a blossoming camella flower to signify regeneration. The fiery red painting in good riddance, can be traded off with the painter for a more feng shui friendly one!      After a feng shui decor makeover, the next day she texted that her pains are gone and especially her back pain as well as first foot steps on both fractured feet are now gently comfortable! And her wellbeing mindset is back to normal positive unlike her lifeless posture in pain three days back.      This is a clear example of what a bad feng shui wall decor on the wrong wall can do to one's health and wellbeing!      Another surprise this week was upon doing feng shui maintenance to the condo of another client, lo and behold she had a masterpiece of a would be national artist but that of a headless geisha!      This is a no no in feng shui, even in retail shops having headless mannequins!      So it was decided she trade it in for an upgraded art piece done this time by a corroboration of two national artists!      To cut the long threatening stories short here are the best decors for every wall direction to follow::      East - landscapes, seascapes, forests, fields, or green dominated abstract art works even sculptures or figurines of value. Wooden materials enhance luck on these walls too. Any shade of green wall will be auspicious. Never red or fiery symbols.      West- white color and metal objects like silver and gold or brass can be lucky here. Never green or red on this wall.      North - black or blue or gray fits this wall, on artworks or the wall itself. Best to have tortoise, turtle or water featured art for career prosperity and finances. Never have fire and red objects here.      South - best for fiery artworks with brilliant reds, tangerines or rust orange. Same with wall colors for stimulating and attracting fame depending on your chosen career. Politicians and show biz celebrities take note. Never have blue or black on this wall. As it douses fire being water colors!      Northeast and Southwest as well as Center walls are earth elements thereby lucky with yellows, earth tones and terra cotta hues to reinforce grounding. Never have blue or black or red lest your erode health causing lung problems or heart even cardiac deaths!      Northwest direction is metal inspired like the West. Southeast is wood element like the East.      A bank treasurer now president once requested me to soften his feng shui. After putting a Great Wall of China decor behind his back, he became so popularly authoritative in the eyes of all personnel that he was already dubbed as the Little Emperor of their bank. After minor feng shui remedy, he was instructed to sell the bank and thus began his new chapter in life as a bank president for another bank!      A gay couple summoned me once, their predicament: a Ninoy black painting from which a ghost comes out. Yes, there was a remedy without selling the precious painting. As for now it is a secret lest fakers feast on this article! They regained their harmony and peace at home every night and day thereafter.      Now you know the secret feng shui luck inspired by each wall directions! Meantime, a house is not built with walls and beams alone, make it a home by proper feng shui of each wall with your love and dreams. It's influential, wall energy, yes, wall by wall it impacts on your wallet!

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The Ceres house is divided (Part 3)

August 16, 2019

President Lincoln once said, "A house divided against itself cannot stand." Even that expression first appeared in the Bible, specifically Matthew 12:25, "Every kingdom divided against itself will be ruined, and every city and household divided against itself will not stand."      In my years hammering deals by way of mediation and pushing governance amongst ASEAN family businesses mired in conflict, I have encountered dozens of firms suffering from short life expectancies due in part because of senseless infighting. High net worth families are clueless on what governance really means and their lack of pre-agreed rules of engagement (protocols, governance structures) and a well-planned succession plan have become the biggest thorn in family relationships.      When the founder dies or becomes incapacitated, family businesses fall apart as power struggles and conflicts erupt over inheritance and disagreements over the way the business is run and manage. This is a vicious cycle that every family business must recognized and address immediately. My advise is for founders and leaders never to take governance for granted while they are still in control. It's not about Money      Family feuds in Asia, and elsewhere in the world, have always been about money, lots of money. Although estate fights are commonly perceived to be just about money, there is almost always more to a family war than just the money. Many of these disputes are sewn by seeds of jealousy, greed, thirst for control, bitterness, hatred, and hurt feelings resulting from real or perceived preferential treatment by a parent. The case of the Yanson family, operators of the biggest group of bus companies in the Philippines, should serve as a warning to family enterprises. Founder apathy has its price.      In a study initiated by our research group at W+B Family Business, there is a 75% to 80% certainty of throwing away the business due to founder neglect or indifference in pursuing governance. Losing a business can mean conflict among siblings/branches resulting to a decimated ownership and/or a sellout where ownership falls into the hands of a few members. Evidently, any family breakdown primarily points to a long standing sibling rivalry ending with a power grab. All these culmination events can strike a death knell to the enterprise immediately right after the demise of the leader. The Italians have a fancy term for it, "dale stalle alle stele alle stalle" (from stalls to stars to stalls). All About Ownership and Control      The ongoing dispute is all about ownership and control of the bus empire. When the conflict erupted last month with the ouster of Leo Rey as company president, Roy was quoted in media as saying that "these issues would not have happened had his mother respected what his father, Ricardo Yanson Sr. did when he apportioned his estate among the six while he was still alive."      Roy went on to add, "As majority shareholders, the four siblings had control over the board and whatever the board decides on, the rest of the management, including Leo Rey who remains as a director, and its employees are mandated by law to follow."      From the pronouncements made by Roy, it appears that ownership had been passed on to the siblings. I can only speculate that the decision to pass ownership to the offspring was primarily to reduce the relatively high estate taxes at that time. Many have considered their estate planning completed when they have selected some transfer of wealth approach with their accountant or lawyer. Plainly, it does not work that way. And that single action by the founder, I believe, has caused untold pain and suffering to the surviving family members.      To be continued...

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Lucky numbers for all!

August 16, 2019

What's your lucky number? Most likely you have! Come to think of how numbers rule your life. From age zero til now. And through the years you grew fond of a lucky number!      Our education is numbered aside from math, our grades. Your height, weight, address, money comes in numbers! Even lovelife!      History is numbered like yes, our days!      All are numbered even girlfriends, mistresses or vice versa. But whether they are lucky or not is not just the jargon of gamblers or gambling!      It is the language of all who count their blessings! Shall I keep count?      The core of lucky Feng Shui numerology originated and stems from the binary system of 0 to 9 from where all our number counting also comes from. Why? The basis was the 9 planets. Now the binary system also gave birth to computer science over time! In Feng Shui, the legend was that the science of Feng Shui itself came from numbers of the Lo Shu Magic Square found at the back of a turtle by the first emperor of China. From whence he directed his scholars to study it and many results came like the calendar to explain the seasons, compass to guide directions and yes, lucky numbers in Feng Shui!      Chinese use euphony also known as homophones (not gaysoeak or swardspeak churva tienes!) In deciphering the luck of numbers by the way they sound! Sounds like a charades game? Read on to learn. The sound in Cantonese was the early basis.      Here is a brief anthology of euphony then:      8 sounded good as it was like prosperity or riches! 4 worst sounding death. 1 sounds like won, sure good luck, honor!      3 sounds forever or growth! 5 sounds like me or nothing! 6 is wealth or the road to!!!      2 sounds easy. 7 is conflict whereby it used to be sure or protected until the onset of Cycle 8 in the Feng Shui calendar last 2003!      9 means double, doubling or even long life!      0 symbolized money.      All based on math 0-9 binary numbers of 9 planets. Such that if savants remove Pluto as a planet, our lives can be wrongly numbered in all aspects down to the phone you are holding!      So what is your lucky number? With the sounds of luck and bad luck, the answer is in your hands from now on!      Interested to explore choices? Here is a searwork for you to interpret using this codigo:      168, 888, 28, 8, 208,2208, 3128, 24, 4, 777 and apply accordingly to your whims!      Where? Cell or landline numbers, condo unit or address, car plates, logo, business name and address are the popular ones! For lovers, it is urban legend amongst taipans that #2 is lucky! (Patulogtulog Lang Kita na! Or just sleeping with them they earn big-time!)      Do not worry if you think you are now victim of an unlucky address or number except if you are the 4th mistress, you may set a formal consultation with me to remedy using my lucky contact #09993128168, try interpreting!      Now that you have this new knowledge, allow me to sound you off on exceptions to this rules! You like? Of course!      If you are a water dragon born 2012 or 1988 or 1928! You are exempted from all these. That's why water Dragon is the luckiest sign in Feng Shui.      The other excellent exception is the #4 combined with #8! Say #48 does not translate to dead wealth but sounds like great wealth. Therefore interpret 48, 148, 4848 among other combinations in this positive lucky light!!!      Tip? Okay, the luckiest number by virtue of above in love is #2! In life, it's 28, 128, 2828, need I say more!      Remember our days are numbered so simply enjoy your luck with happiness by using lucky numbers as motivational tools in this world governed by the law of attractions! Good luck!

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First PH industrial summit

August 16, 2019

PHIVIDEC Industrial Authority Administrator and CEO,  Lawyer Franklin Quijano has laid down a vision for Mindanao – place the island in the pedestal of  industrial  revolution.       That said, a PR blueprint has recently been laid out  by PIA Administrator Quijano for the conduct of the  first ever Philippine Industrial Summit on November 25-27, 2019 to be held at KetKai Luxe Hotel in Cagayan de Oro City.       Aimed to entice  key players and champions of industry, the summit will kick-start  an industrial development which Administrator Quijano  has been dreaming  to happen in the country,  particularly in Mindanao – to push the region forward to the next level of economic progress.      Through the years, there never was enough economic development   in Mindanao  basically  aimed at improving   infrastructure, enhance connectivity and ensure balanced economic activity alongside other growth centers in the country.      In this three-day business convergence, captains of industries   are expected  to unlock    their power to fuel  Mindanao as the next mecca of industrial development   in three key areas of economic growth.      First,   make Mindanao globally competitive  by improving  connectivity and access to local and global markets.       Second, invest in manufacturing, agriculture, electronics,   tech voc and other business related  programs   that will propel Mindanao’s  march to sustainable socio-economic development.      And third,   make Mindanao globally-competitive through the placements  of advanced technologies and trends by luring   drivers of   industries to  locate permanently their investments in Mindanao.      The challenge is now up for Mindanao -- to pursue socio-economic development initiatives through the four development corridors:  Northern Mindanao Development Corridor, Southern Mindanao Development Corridor, Western Mindanao Development Corridor, and the Bangsamoro Development Corridor.      These growth corridors are perceived as it were to provide   greater access and connectivity that can reduce transportation costs, raise the level of income, provide job opportunities and improve the competitiveness of farmers and  producers alike.      Moreover, global industries that would generate jobs and infra projects  consisting of ports and airports improvements, inter-regional and intermodal roads, bridges, and roll-on, roll-off shipping facilities, among others are expected to highlight during the envisioned convergence of captains of industries.      This summit is in support of the economic agenda and policies  of the Duterte administration viz-a-viz its build, build, build infrastructure mantra  --  sustain economic growth through   access in business opportunities for the country in particular,  and the island of Mindanao in general.       Easier said, but it can be done.  What we need is political will. (ruffy44_ph2000@yahoo.com)

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Going strong at 70

August 12, 2019

2019 marks two important milestones  – the 70th year of central banking in the Philippines and the 26th anniversary of the Bangko Sentral ng Pilipinas.       Established by virtue of the Central Bank Act of 1948 – which was signed into law by President Elpidio Quirino, the old Central Bank of the Philippines officially commenced operation on January 3, 1949.       Prior to the existence of the Central Bank – from which the current Bangko Sentral ng Pilipinas (BSP) traces its roots - the oversight functions over the country’s monetary system was carried out by the Department of Finance and the National Treasury.       The Central Bank’s first Governor was former Finance Secretary Miguel Cuaderno, Sr.         Cuaderno was followed by a long line of governors, to wit:       Era of the Central Bank of the Philippines (1949 to 1993) – Andres V. Castillo, Alfonso T. Calalang, Gregorio S. Licaros, Jaime C. Laya, Jose B. Fernandez, Jr. and Jose L. Cuisia, Jr.        Era of the Bangko Sentral ng Pilipinas (1993 to the present)  – Gabriel C. Singson, Rafael B. Buenaventura, Amando M. Tetangco, Jr., Nestor A. Espenilla, Jr. and Benjamin E. Diokno.       Late last month, the BSP celebrated the twin milestones with the release of the book -  “The Story of Philippine Central Banking: Stability and Strength at Seventy”.        The book was authored by a team of career central bankers who  put together a compilation of comprehensive and insightful essays on various aspects of the bank’s mission and operations over the past seven decades.       They  discussed how the BSP managed the challenging domestic and international economic environment based on the three pillars of central banking.      The book’s principal authors and co-authors were:       -Governor Benjamin E. Diokno, Monetary Board Member Juan D. de Zuñiga, Jr.,  Deputy Governor Diwa C. Guinigundo, Deputy Governor Ma. Almasora Cyd N. Tuaño-Amador, Deputy Governor Chuchi G. Fonacier,  Deputy Governor Francisco G. Dakila, Jr.,       -Senior Assistant Governor and General Counsel Elmore O. Capule, Senior Assistant Governor Maria Ramona Gertrudes T. Santiago, Assistant Governor Wilhelmina C. Mañalac,       -Senior Director Thomas Benjamin B. Marcelo, Senior Director Rosabel B. Guerrero,       -Director Dennis D. Lapid, Director Jayzle D. Ravelo, Director Raymond O. Estioko , Director Eleanor S. Turaray,       -Bank Officer V Faith Christian Q. Cacnio, Bank Officer V Michaela G. Alvarez,  Bank Officer V Marites B. Oliva, Legal Officer IV Katrina Anne T. Limbohai-Alcion, and Legal Officer IV Nicolo F. Bernardo.        During the book launch – which was attended by members of the banking community including past members of the Monetary Board – Governor Diokno said the journey of the central monetary authority  has not been easy.       “There were twists and turns, bumps, even detours but we held on and stayed on track.”      Diokno was referring to a chronology of challenging events which adversely impacted the Philippines – the oil shocks of 1973 and 1979, the 1983 debt crisis, the ensuing political and economic crisis in the aftermath of the assassination of Ninoy Aquino, the 1997 Asian contagion, the 2000 dot.com bubble burst, the Philippine  fiscal crisis, and the 2007-2008 global financial crisis.      The refurbished central monetary authority – now called the Bangko Sentral ng Pilipinas  or BSP - managed to cope with the challenges and turn the situation  around, in the process even  succeeding  in obtaining for the Philippines an investment grade status.       Today, Diokno asserts, “inflation is tame…. banks are robust …. and the exchange rates remain consistent with macro fundamentals of growth.”      The recently approved amendments to the charter of the Bangko Sentral, Diokno claims,  further enables the BSP “to cope with constantly evolving challenges” and “bolster our ability to safeguard the stability of prices.”      In his own article, Diokno paid tribute to his eminent predecessors, “who bequeathed to us the strategic vision to help improve the life of Filipinos through the central bank’s policies and programs.”      He pledged “to pursue the late Governor Nestor “Nesting” Espenilla, Jr.’s reform agenda on financial inclusion, financial learning, and consumer protection, while leveraging on financial technology.”      With deserved pride, Diokno announced that the BSP again emerged as No. 1 among 69 public institutions, which were recently rated  by the Makati Business Club.       “This is the 25th time that the BSP has been given this seal of good housekeeping. In the latest survey, the respondents gave the BSP a satisfaction rating of 97 percent,” Diokno said.       Note: You may wish to share the foregoing article via Facebook, Twitter and/or Linked-in.

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Money laundering feng shui

August 12, 2019

Now a way of life or religion even for the elites in societies globally, with ill or well gotten wealth, money laundering should be taught in college as a major subject if not an elective!      Not to discriminate the poor but to help them!      Let alone guide the successors of the doers of the trade and most of all the tricks of the trade!!! Unless a new subject called Dummy Entrepreneurship is introduced by any leading or lagging university or rinky dinky college.      Why? Money Laundering is the new engine of economic growth never mind development in this generation of patriotic crooks! Pardon the pun just read for fun even if you know it's true.      I am writing this to at least make it lucky and help spur employment promotion just as a consequence of money laundering. Take it from the phenom of migrant workers in Philippines from China, just ponder on whose monies are they washing internationally and of course, locally!!!      What are you bureaucrat capitalist for my shrewd government official reader? And your cronies or accomplices? Yes beyond Eddie and Patty! Let's cut the chase.      Shall I proceed? First choose your money laundering channels well. Make sure the business fits your element and zodiac! If rat, avoid horse breeding and horse racing! If rabbit, avoid cock breeding and cockfighting let alone franchising chicken barbeque restaurants like a recent election loser who owns over two dozen Mang You Know!      Next choose your dummy or dummies well to avoid blowing your cover, betrayal and embezzlements! If pig never choose a snake dummy or front best a tiger sign even for a bag man or woman.      Yes even if you are a president incumbent or former in a firm or country use Feng Shui in this rogue investment vehicle. Even in proper date signing of Dummy documents one foot away from any representative. Never ever sign on a February 4 or date with 2 and 4 as it is di si in Chinese or you die easy with that move. If president you can be impeached if not subjected to scam or betrayal or double cross let alone assasination.      Never invest in a Chinese Ghost Month!      You will be spooked.      These simple guides with a professional genuine expert may help you launder smoothly in a balanced efficient portfolio.      Or else, it's not too late to Feng Shui your jail like I unintentionally had to do for a certain Janet in Sta. Rosa for my lawyer client who happened to be her barrister!      Look around, teeming retail malls, condos, restaurant chains, horse stables, schools, foundations, they may be money laundering vehicles frying you in your own taxes! But that's life. Even taipans now sideline as money laundering dummies for the money of course, one to build empire, while a man-she a harem of toy basketball...players!      Go with the flow? Who said change is coming? Go with the change, yes even if it's loose change.      For even in Feng Shui it doesn't matter if a cat is black or white as long as it catches mice! So bring home the bacon. Even loose change is viand. In street smarts Tagalog: ulam din Yun.      Yes welcome to the real world jungles of survival of the fittest no matter what. Just bubble your luck to success and good fortune but in this case provide and multiply employment for national progress and tongue in cheek fingers crossed, prosperity!

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